Business Loan

Fuel Your Business Growth Today

Scale your business with fast capital for expansion, equipment, working capital & inventory. Collateral-free loans up to ₹2 Crore for SMEs & startups.

₹2Cr+
Max Loan Amount
11%
Starting Interest
48hr
Disbursement
84Mo
Max Tenure

Flexible Business Funding Solutions

We offer tailored business loan solutions across expansion, equipment purchase, working capital and invoice financing.

Business Expansion
Fund new branches, markets, or product lines with long-tenure loans designed for growth.
Equipment Financing
Purchase machinery, vehicles, or tech equipment without depleting your operational reserves.
Working Capital
Maintain cash flow for salaries, rent, inventory, and daily operations with flexible working capital loans.
GST & Tax Benefits
Interest paid on business loans is tax-deductible. Our advisors help you maximise tax efficiency.

Business Loan Details

Key parameters at a glance

Loan Amount₹1L – ₹2Cr
Interest Rate11% – 26% p.a.
Tenure12 – 84 Months
Processing FeeUp to 3%
Business VintageMin 1 Year
Turnover RequiredMin ₹10L p.a.
CollateralOptional
CIBILMin 650

Why Business Owners Choose Us

Fast Disbursement

Funds credited to your business account within 48 hours of approval. Never miss a business opportunity due to capital crunch.

Collateral-Free Option

Unsecured business loans up to ₹50 Lakhs under CGTMSE scheme — no need to pledge business assets.

Best Rate Matching

We compare 50+ lenders to find you the lowest business loan rate. Our negotiation saves you lakhs over the loan tenure.

Overdraft Facility

Get OD facility against business or property — draw as needed and pay interest only on used amount.

Tax Benefit

Interest paid on business loans is fully tax-deductible as a business expense — reducing your effective cost of capital.

Dedicated RM

A business finance expert assigned exclusively to your case from day one until final disbursement.

Business Loan Eligibility

Business type: Sole Prop., Partnership, LLP, Pvt. Ltd.
Minimum business vintage: 1 year in operations
Annual turnover: Minimum ₹10 Lakhs p.a.
Promoter age: 21 – 65 years
CIBIL score: 650+ for promoter/director
Profitable business (ITR showing income)
Valid GST registration (preferred)
No active NPA / default history

Business Loan Rate Comparison

LenderInterest RateLoan AmountTenureCollateralStatus
HDFC Bank11.90% – 22%₹50K – ₹75L12 – 48 MoOptionalAvailable
ICICI Bank11.69% – 16.5%₹1L – ₹2Cr12 – 84 MoOptionalAvailable
SBI SME11.20% – 14%₹10L – ₹2Cr12 – 60 MoRequiredAvailable
Bajaj Finserv14.00% – 26%₹1L – ₹50L12 – 96 MoNot NeededAvailable
Axis Bank11.25% – 24%₹3L – ₹75L12 – 60 MoOptionalOn Request

Required Business Documents

Business & KYC
Business PAN & Promoter PAN
GST Registration Certificate
Business Registration / MOA-AOA
Trade Licence / Udyam Certificate
Financial Documents
Business ITR (last 2–3 years)
Audited Balance Sheet & P&L
Bank Statement (12 months)
GST Returns (12 months)

Business Loan FAQs

Some NBFCs and fintech lenders offer loans for 6-month-old businesses. These typically require higher CIBIL scores and may come with higher rates. Contact us and we'll find you the best available option.
Under the CGTMSE scheme, businesses can get collateral-free loans up to ₹2 Crore from public sector banks and select private banks. The guarantee is provided by CGTMSE to the lender.
Yes, as long as your DSCR (Debt Service Coverage Ratio) is satisfactory. Typically, banks accept DSCR above 1.25x. We analyse your financials and find lenders most likely to approve.
Yes, many business loans offer a moratorium period of 3–6 months before EMI begins. This is particularly useful for new equipment purchases or project-based loans.

Ready to Grow Your Business?

Apply in 2 minutes. Get business loan approval within 48 hours.

Business Loan — Apply Now
From 11% p.a. · Up to ₹2 Crore